Important Legal Notice 

RESEARCH ON THE WEB - LEGAL INFORMATION

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS AND DATA PROTECTION AND PRIVACY POLICY BEFORE USING THIS WEBSITE AND THE ONLINE SERVICES.

IF YOU ARE ACCESSING OTHER SCB GROUP WEBSITES FROM THIS WEBSITE YOU SHOULD READ THE APPROPRIATE TERMS AND CONDITIONS, IF APPLICABLE, FOR THAT PARTICULAR WEBSITE.

IF YOU ARE ACCESSING THIS WEBSITE FROM OUTSIDE THE UNITED KINGDOM, YOU MAY BE SUBJECT TO AND/OR RESTRICTED BY SPECIFIC LAWS AND REGULATIONS RELATING TO YOUR USE OF THE WEBSITE AND THE ONLINE SERVICES.

IT IS YOUR RESPONSIBILITY TO DETERMINE AND COMPLY WITH SUCH LAWS AND REGULATIONS.

THE INFORMATION PROVIDED ON THIS WEBSITE IS NOT DIRECTED AT, OR INTENDED FOR DISTRIBUTION TO, OR USE BY, ANY PERSON OR ENTITY IN ANY JURISDICTION OR COUNTRY WHERE SUCH DISTRIBUTION OR USE WOULD BE CONTRARY TO LAW OR REGULATION OR WHICH WOULD SUBJECT SCB OR ITS AFFILIATES TO ANY REGISTRATION REQUIREMENT WITHIN SUCH JURISDICTION OR COUNTRY.

THIS IS A LEGALLY BINDING AGREEMENT BETWEEN YOU AND STANDARD CHARTERED BANK ESTABLISHING THE TERMS AND CONDITIONS UNDER WHICH THIS WEBSITE AND THE ONLINE SERVICES MAY BE USED.

USE OF THIS WEBSITE AND THE ONLINE SERVICES IMPLIES THAT YOU ACCEPT THESE TERMS AND CONDITIONS. IF YOU DO NOT ACCEPT THESE TERMS AND CONDITIONS DO NOT ACCESS THIS WEBSITE AND DO NOT USE THE ONLINE SERVICES.

WE DO NOT OFFER OR SELL SECURITIES TO U.S. PERSONS UNLESS EITHER (A) THOSE SECURITIES ARE REGISTERED FOR SALE WITH THE U.S. SECURITIES AND EXCHANGE COMMISSION AND WITH ALL APPROPRIATE U.S. STATE AUTHORITIES; OR (B) THE SECURITIES OR THE SPECIFIC TRANSACTION QUALIFY FOR AN EXEMPTION UNDER THE U.S. FEDERAL AND STATE SECURITIES LAWS NOR DO WE OFFER OR SELL SECURITIES TO U.S. PERSONS UNLESS (i) WE, OUR AFFILIATED COMPANY AND THE APPROPRIATE PERSONNEL ARE PROPERLY REGISTERED OR LICENSED TO CONDUCT BUSINESS; OR (ii) WE, OUR AFFILIATED COMPANY AND THE APPROPRIATE PERSONNEL QUALIFY FOR EXEMPTIONS UNDER APPLICABLE U.S. FEDERAL AND STATE LAWS.

COMPANY DETAILS

Standard Chartered Bank ("SCB") is incorporated in England and Wales with limited liability by Royal Charter 1853, under reference ZC18 and the Principal Office of the Company is situated in England at 1 Aldermanbury Square, London EC2V 7SB. SCB is authorised and regulated in the United Kingdom by the Financial Services Authority ("FSA") under FSA register number 114276. SCB's VAT number in the United Kingdom is GB244106593.

JURISDICTION

These terms and conditions shall be governed and interpreted according to the laws of England. All disputes arising out of or in connection with these terms and conditions shall be finally settled under the rules of arbitration of the International Chamber of Commerce by a sole arbitrator appointed in accordance with the said rules. The seat of the arbitration shall be London and the arbitration proceedings shall be conducted in English. Judgment rendered thereby may be enforced in any court of competent jurisdiction

PRODUCTS AND SERVICES

Nothing on this website, or the website of any affiliate, should be construed as an offer to sell or a solicitation of an offer to purchase any securities or other financial instruments where it would be illegal to do so.

DISCLAIMER

SCB makes no representation or warranty of any kind, express, implied or statutory regarding this website or any information contained or referred to on the website.

Nothing in this website constitutes a personal recommendation or investment advice as defined by Directive 2004/39/EC.

The information on this website is provided solely to enable you to make your own investment decisions. Users of this website should seek advice regarding the appropriateness of investing in any securities, financial instruments or investment strategies referred to on this website and should understand that statements regarding future prospects may not be realised.

The value and income of any of the securities or financial instruments mentioned in this website can fall as well as rise and an investor may get back less than invested. Foreign-currency denominated securities and financial instruments are subject to fluctuation in exchange rates that could have a positive or adverse effect on the value, price or income of such securities and financial instruments.

Past performance is not indicative of comparable future results and no representation or warranty is made regarding future performance.

SCB is not a legal or tax adviser, and is not purporting to provide you with legal or tax advice. If you have any queries as to the legal or tax implications of any investment you should seek independent legal and/or tax advice.

The information contained on this website is not directed at Retail Clients in the European Economic Area as defined by Directive 2004/39/EC.

SCB accepts no liability and will not be liable for any loss or damage arising directly or indirectly (including special, incidental or consequential loss or damage) from your use of this website, howsoever arising, and including any loss, damage or expense arising from, but not limited to, any defect, error, imperfection, fault, mistake or inaccuracy with this website, its contents or associated services, or due to any unavailability of the website or any part thereof or any contents or associated services.

Any software downloaded from this website is at your own risk and SCB neither assumes nor accepts liability for any loss or damage, (whether direct or indirect), howsoever caused, as a result of any computer viruses, trojan horses, worms, software bombs or similar items or processes arising from your use of this website.

Hyperlinks from this website exist for information purposes and are for your convenience only and SCB accepts no liability for any loss or damage arising directly or indirectly (including consequential loss) from the accuracy or otherwise of information contained on this website or the hyperlinked websites. SCB's inclusion of hyperlinks does not imply any endorsement of the material on such hyperlinked websites.

SCB does not guarantee that any e-mails from this website will be sent to you or received by SCB nor does SCB warrant the privacy and/or security of e-mails during internet transmission.

PLEASE NOTE:

SCB and/or any member of the SCB group of companies may at any time, to the extent permitted by applicable law and/or regulation, be long or short any securities or financial instruments referred to on the website or have a material interest in any such securities or related investment, or may be the only market maker in relation to such investments, or provide, or have provided advice, investment banking or other services, to issuers of such investments.

SCB and/or any member of the SCB group of companies may, to the extent permitted by applicable law and/or regulation, trade on their own accounts as odd-lot dealer, market maker, block positioner, specialist and/or arbitrageur in any securities or financial instruments of the issuer(s) referred to in this website or in related investments, and may be participate or invest in financing transactions with the issuer(s) of the securities or financial instruments referred to in the website, perform services for or solicit business from such issuers, and/or have a position or holding, or other material interest or effect transactions in such securities or financial instruments. SCB may, to the extent permitted by applicable law and/or regulation, act upon or use the information or opinions presented on this website, or the research or analysis on which they are based, before the material is published on the website.

USE AND DISCLOSURE OF PERSONAL INFORMATION

Unless restricted by applicable law, you agree that any and all personal information/data relating to you collected by SCB from this website from time to time may be used and disclosed for such purposes and to such persons as may be in accordance with SCB's current Data Protection and Privacy Policy. A copy of SCB's current Data Protection and Privacy Policy may be accessed by clicking here.

USER IDS AND PASSWORDS

You will be issued with a user id and password to access the website and online services. You must keep that information secure and not disclose it to any unauthorised person.

INDEMNITY

You hereby agree to indemnify and to keep SCB fully and effectively indemnified against any action, liability, cost, claim, loss, damage, proceeding or expense (including legal fees, costs and expenses on a full indemnity basis) suffered or incurred by SCB arising from or which is directly or indirectly related to: (a) your access to and/or use of SCB's website and/or any other person or entity's use of this website or the online services where such person or entity was able to access the website or the online services using your user id and/or password; or (b) any breach or non-observance of any of these terms and conditions by you or by any other person or entity where such person or entity was able to access and/or use the website by using your user id and login password.

TERMINATION

SCB may terminate these terms and conditions, your access to this website and use of the online services at any time, with or without cause or notice.

MODIFICATION

SCB reserves the right in its discretion to change without prior warning or notice any information contained on this website and the terms and conditions under which this website is used.

INTELLECTUAL PROPERTY RIGHTS

All contents of this website including, but not limited to the text, graphics, links and sounds are the copyright of Standard Chartered PLC and may not be copied, downloaded, distributed or published in any way without the prior written consent of SCB.

"Standard Chartered", "Standard Chartered Bank", are registered trade marks and service marks of Standard Chartered PLC and no permission or licence is granted to use any such trade marks or service marks without the prior written consent of Standard Chartered PLC. All other marks names and logos used on this website (unless otherwise stated) are the intellectual property rights held by companies within the Standard Chartered Group.

In relation to any information or materials which you submit to SCB using this website, you hereby grant to SCB a worldwide royalty-free perpetual licence of the copyright and intellectual property rights in such information or materials for any purpose it deems including, without limitation, the copying, transmission, distribution and publication thereof, unless restricted by applicable law.

You agree that SCB shall not be under any obligation of confidentiality to you regarding any such information or materials submitted to it using this website unless agreed otherwise in a separate direct contract between you and SCB or required by law.

You acknowledge that the contents of the foregoing provisions shall not limit any specific provisions set out in the individual terms and conditions of particular products and services offered on or through this website.

SCB may be contacted via email through any of the "CONTACT US" link on any SCB website.